An exceptional balance sheet. BHSI Employer Stop Loss underwrites on the paper of Berkshire Hathaway Specialty Insurance Company, a part of Berkshire Hathaway’s National Indemnity group of insurance companies, which holds financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s. As of 12/31/2023, the National Indemnity group of insurance companies had $458.3 billion in total admitted assets, with $279.4 billion in policyholder surplus.

With our financial strength, we have no need to rely on reinsurance. We have the freedom to consider virtually any risk, move claims payments forward swiftly, and be there for policyholders long term.

Proven expertise. Our underwriting team has an average of 20 years of stop loss experience and skillfully crafts stop loss solutions that meet the unique needs of our customers and distribution partners.

Our team’s ability to provide innovative, customer focused solutions is well documented. Coupled with our financial strength, it means you can rely on BHSI to serve today’s needs – and those of tomorrow.

Claims excellence. We are a company known for doing the right thing for our customers and business partners. At no time is this more apparent than when our policyholder has a claim. With deep claims expertise (and without the need to consult a reinsurer), we have the knowledge to resolve claims accurately and the authority to pay claims quickly. We can further expedite payment with electronic feeds. Our goal is to optimize cash flow – and the overall claims experience – for our policyholder.