The BHSI story began in 2013, when Berkshire Hathaway Inc. CEO Warren Buffett announced that Berkshire Hathaway was moving into commercial insurance in a substantial — and everlasting — way. With that proclamation, a strong and eminently trustworthy insurance partner was born.
Since then, BHSI has grown steadily and strategically, fueled by stellar financial strength. We continue to move into new geographies and product lines. We’re regularly expanding our worldwide team, with professionals who share our customer-first philosophy and the dual requisites of strong capabilities and exemplary character.
Financial Strength
BHSI is part of Berkshire Hathaway’s National Indemnity group of insurance companies, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s. Letters on a page that translate to confidence, peace of mind, and certainty for our customers.
National Indemnity group of insurance companies has $485.4 billion in total admitted assets and $307.8 billion in policyholder surplus. Because of this exceptionally strong balance sheet BHSI is able to provide outsize capacity and creative, flexible solutions customers can count on year after year.
*Source: Balance sheets as of 06/30/2024 for the Berkshire Hathaway National Indemnity group of insurance companies.
Products and Geography
BHSI provides admitted and non-admitted policies, always anchored by underwriting discipline. Our product lines include: commercial property, casualty, healthcare professional liability, executive and professional lines, transactional liability, surety, marine, travel, programs, medical stop loss, accident and health, homeowners and multinational insurance.
We’re global, with offices across the U.S. in Atlanta, Boston, Chicago, Columbia, Dallas, Houston, Indianapolis, Irvine, Los Angeles, New York, Plymouth Meeting, San Francisco, San Ramon, Seattle, Stevens Point, Adelaide, Auckland, Barcelona, Brisbane, Brussels, Calgary, Cologne, Dubai, Dublin, Frankfurt, Hamburg, Hong Kong, Kuala Lumpur, London, Lyon, Macau, Madrid, Manchester, Melbourne, Milan, Munich, Paris, Perth, Singapore, Stockholm, Sydney, Toronto, and Zurich.
We know you don’t need to do business with us. So we work every day to make sure you want to do business with us – again and again.
A Diverse Global Team
BHSI is a worldwide team of individuals with excellent capabilities and strong character. Together, we bring diverse backgrounds, experiences, and perspectives to BHSI. We come from over 280 different companies and organizational cultures. As we embrace and are strengthened by our individual differences, we take great pride in the culture and place we create as one BHSI.
Claims Excellence
It’s there in black and white: BHSI’s standards of excellence in claims service are clearly articulated. So claims handling expectations are set – and exceeded.
In Today’s technology-driven world we are ever mindful that people are at the heart of every claim. So our door is open. We’re readily accessible. Every claim is handled with the utmost skill – by people who are here for you.
Everyone at BHSI lives the Berkshire Hathaway tradition of doing the right thing…earning our reputation for trust, integrity and prudent risk taking every day.
We choose simplicity over complexity, every day, in every way — from our easy-to-read policy wordings, to our lean and agile organizational structure. You’ll see the difference. At BHSI, there’s nothing crowding our lens. Our singular focus is you.