Phil Gardham is President of Accident & Health, U.S. and Head of Employer Stop Loss at Berkshire Hathaway Specialty Insurance. Phil has more than 30 years of industry experience and is joining BHSI after a successful career at Companion Life Insurance Company, where he served in increasing levels of leadership responsibility, including President.

Ken Gumbiner is Senior Vice President Sales, Accident & Health, U.S. at Berkshire Hathaway Specialty Insurance. Ken brings more than three decades of industry experience to his new role at BHSI and was, most recently, SVP, Head of Accident & Health Sales, North America, at Swiss Re Corporate Solutions. Previously, Ken served as Executive Vice President of Sales, IHC Risk Solutions. Ken attended Union Bible College in Westfield, Indiana.